Judging Religion

One of the most interesting things I have noticed about Religion in modern America is what a poor opinion many people have of it. Now, I am very open to admitting there are many things to criticize about religion. However, the good far outweighs the bad in my mind. I find it sad and curious how much I run into people who have come to the opposite opinion or have no opinion at all.

Many judge religion to be bad because they see religious doing hypocritical things. Well, they are sometimes right. But, I ask them to judge these people not how they act but how much worse they would be if they did not have religion. We are all human beings with their foibles, including the religious.

I also run into some people who judge the religious by a standard that they seem to have picked up somewhere but it doesn't have much to do with reality. I was sitting with someone who knew I was a Christian and apologized for drinking in front of me. He wasn't getting drunk or carrying on, just having a tasty beer. I would have had one too if I would have felt like one. The Bible doesn't say you can't drink and Jesus did himself. The Bible only talks about living a sober (not drinking too much) lifestyle. I don't know of one Christian who doesn't drink and would thinks it is a sin to drink. Note: It is a different story if one drinks to much and affects himself or others around him or her. That is a different post.

One day I did something and let out a cuss word. My granddaughter let out a gasp as she had never heard me cuss. She said that she didn't even think I knew cuss words. I was saddened. I have no idea where she got the idea that being religious would make someone completely isolated from the "bad" side of life. No wonder some people are so shocked when a Christian does something they shouldn't.

Hopefully the religious are better than they would be otherwise. Hopefully, they are worthy role model. But they will never be perfect and the vast vast majority of them never pretend to be!

Questions for Barack Obama

June 2, 2009 - Why aren't you going to church? Before you ran for the presidency you went to church pretty regularly. You almost always went to your home church, the Trinity Church of Christ which was pastored by the Rev. Jeremiah Wright Jr. But the Reverend Wright was shown to be a black racist and you and your family left the church. Too bad, considering you called him your mentor and he was definitely a father figure for you.

That unfortunate episode is in the past and I don't think you and your family have attended church much since then. Can't you find another pastor you like and think the same way you do? If there was ever a time that you need a strong relationship with God it is now.

May 20, 2009 - You often say that abortion should be legal and infrequent. If abortion is not immoral and nothing is wrong with it why should it be infrequent? With your reasoning there is no reason why there shouldn't be frequent abortions. It could be the preferred form of birth control.

April 20, 2009 - What were you thinking of when you ordered the Federal Cabinet Agencies to find 100 million in cost savings over the next 90 days? This amount is so small that it is meaningless. It amounts to 1/4 of the increase in budget Congress awarded itself. Did you really think you would get positive publicity for it? I think we have a great example of form over substance.

March 30,2009 - How can the Federal Government guarantee the warranties of autos? If an auto company goes bankrupt and disappears how can you guarantee there will be all of the parts needed for those cars? How can you guarantee there is a dealer garage to service those vehicles? How can you guarantee that the owners of the vehicles with the warranties won't be severely inconvenienced? I don't see any possible way without spending billions of dollars and still severely inconveniencing the auto owners.

March 19, 2009 - Do you really expect us to believe you didn't know about the AIG retention bonuses until a week before they were announced? You are a micromanager. You were the second biggest AIG campaign fund contributor in the last few years. You have people in the White House who do nothing but deal with what the political fallout will be for different administration actions. I think you timed this relatively minor issue to hide the billions AIG is giving out in the last 30 billion bailout - which went through during your presidency - to foreign banks.

Excess

During the economic downturn that started in 2008 one of the social trends (in the United States at least) has been a reversion to basics. The media has had numerous stories about how the public seems to be recoiling from the excesses of the past. The savings rate of the American public has started rising considerably. People who are purchasing vehicles are buying more basic models and gas mileage is more important in the buying decision. Glamor destinations like Hawaii and Las Vegas are way down. The cover story of the April 27, 2009 American edition of Time Magazine is "The New Frugality". It goes on to say "The recession has changed more than just how we live. It's changed what we value and what we expect - even after the economy recovers. A special report."

As part of this I am presenting a collage of photos showing the excess in our society. Most of these monuments are American but not all. Some countries put us to shame in the excess category.

Las Vegas Strip at Night

It is pretty passe to link Las Vegas and excess. Vegas sets the standard. But how can you write about excess without mentioning Vegas? Anyway, I've had fun there.

Dubai's Palm Island And "The World

The Gold Standard for excess has to have moved from Vegas to Dubai with the creation of Palm Island and The World.
Bill Gates House

Michael Jackson's Nose

Michael Jackson has gone through an unknown number of operations and other procedures to make himself some sort of asexual, aracial thing. One of the byproducts of this has been his lack of a nose. Now he must wear fake noses. By looking at the photo it appears he has a number of noses so his nose can match his outfit. And his skin. God only knows what he did to it to lighten it. To think that you can actually remake your sex and race is sick.

Salaries

The salaries of executives and others has grown to astronomical levels in the last few years. The executive salaries are mostly an American issue. The salaries of sports and media figures is a world wide phenomenon.

These salaries have skyrocketed almost any way that you can look at them. They are going up much faster than the average pay of a working stiff. The graph that follows shows this.

What is particularly guiling is that many of the corporate CEO's that caused the subprime mortgage crisis are the same ones with the sky high salaries.

Tattoos

Any time you write about excess it is impossible to not be judgemental and let your background, culture and likes come out. If everything in the world is "value neutral" it would be impossible to define anything as excessive.

Ya, I know about tattoos being a cultural thing in many societies. What can I say.

    "Excess is a state of something being present beyond usual, proper, or specified limits 2: undue or immoderate indulgence." Webster
Member of a Social Group Showing His Culture
Prisoner With Tattoos Made From Melted Rubber

Gold on Food

Eating sprinkled gold on food, or good decorated with gold, is popular with the very wealthy in some parts of Asia.
Pyramids

Maybe the ultimate example of excess would be a pyramid. By our standards they served no purpose at all. But, since they were build they have inspired awe by humans everywhere. They were excessive but I would argue that they have made a big positive difference in how we feel about ourselves.
AIG
Presently, AIG is the poster child of the Subprime Mortgage Crisis that has befallen the United States and much of the world. Pure greed drove them to insure mortgage pools that they knew they could never cover the losses of if more then a handful went bad. Along with them we can't forget FNMA, FDMC, Wall Street as a whole and many more.
Bernie Madoff

Purveyor of the biggest Ponzi scheme ever

Credit Cards

The credit card companies flooded the United States (I don't know where else) with credit cards, giving them to individuals with little hope of paying them back. They sometimes have Annual Percentage Rates of up to 35%. If someone gets behind, or there credit score declines, the interest rate on the cards increases.

What is worse is the banks (aka credit card companies) were able to push through Congress a rewriting of the bankruptcy law in 2002. It made it much tougher for individuals to declare bankruptcy and get away from the credit card debts.

Let's see.... Banks flood the country with high interest credit cards and give them to people who are bound to get into trouble with them. People get into trouble with there credit cards and the banks raise their interest rate even further. People default on there credit cards and try to declare bankruptcy. They are blocked from bankruptcy or are given very restrictive payback terms. What comes next? Go underground? Leave the country?

The Heart Attack Grill

Excess is one of those things we all hate, at least if the excess is others. Your's is acceptable. Maybe not something to be praised but it isn't a "big deal". It is like other "sins" in society: Drinking to excess, smoking, taking drugs, prostitution and gambling. None of these are good but society has had to learn how to regulate most of them. Society doesn't regulate prostitution or drugs and we see the end results. Society regulates alcohol and gambling and the negative side fects of them are kept more under control.

Government has not regulated some of these examples given very well and we are paying the price for that right now in our economy and lack of geopolitical status for the United States. Some of these examples could never be completely controlled, like tattoos, and I don't think we should. If all excess was controlled we would live in a very boring and conformist world..... even if I personally don't like that excess.

Predatory Lending

Most people have a prety good idea what is meant if I mention "predatory lending" or a "predatory lender". The original predatory lender would be the "loan shark". It is someone who loans money at exorbinant interest rates.

But I would also consider a predatory lender someone who makes a loan to an individual that he knows can't be repayed or someone who hides the real terms of the loan.

Since 2007 we have all heard about the predatory home lenders and know only too well the damage they have caused. But what about the banks giving out credit cards with interest rates that are sometimes 30% or more. If that isn't predatory I don't know what is. Especially, when you consider how much harder Congress has made it, in the last few years, for someone to declare bankrupcy and get out from those credit card debts.

And what about the debt that has been foisted on a lot of third world countries by banks (some governments too). A thug dictator takes out a loan from a bank and spends the money on palaces and keeping in power. The dictator is overthrown and replaced by another dictator. Now, the country has nothing to show for the loan and is stuck paying off the loan. And this goes on and on and gets to the point where over 50% of the pitiful budget of the country is going to paying off banks.

Let's review..... Bankers make predatory loans to homeowners and throw the entire world into a deep recession and turmoil. Bankers make predatory loans to consumers with credit cards having exorbinant interest rates. They cause mass bankrupcies. They also cause people to refinance into predatory loans to pay off the credit cards. Bankers make loans to third world thugs and throw countries into even deeper poverty.